Effortless Financing for Your Business

Your Reliable Partner for Small Business Financing Solutions

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Flexible Term
Loans

Customized repayment plans with competitive rates to fit your business needs.

Revolving Credit
Lines

Access funds anytime to manage cash flow and seize growth opportunities.

Fast Business
Advances

Quick access to working capital to keep your business moving forward.

Equipment Financing Solutions

Affordable financing for equipment upgrades to boost efficiency and productivity.

SBA
Loan

SBA loans provide low-rate, flexible funding to help small businesses grow and thrive.

Invoice
Financing

Get cash upfront for unpaid invoices and keep your business moving.

CapRock Financing
How it Works

Apply
in minutes

Our quick and easy application process takes just 2 minute to complete on average.

Compare
lending options

Our funding specialists will provide tailored loan options that fit your business needs.

Choose
your best-fit loan

Compare key factors like approval amount, term length, and interest rate to choose the business loan that suits you best.

Grow
your business

Use your new funds to invest in your business and gain an edge over your competitors.

Business Capital Loan

A Business Term Loan is a type of financing where a business borrows a specific amount of money from a lender and agrees to repay it over a fixed period, typically with interest. This loan is often used for large, one-time expenses like purchasing equipment, expanding operations, or funding long-term projects. The repayment terms are set in advance, and the loan may be secured or unsecured, depending on the lender’s requirements. Business term loans provide predictable monthly payments, making it easier for companies to budget and plan their finances.

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Business Access Credit

Business Access Credit refers to a line of credit that businesses can draw from as needed. It provides flexible access to funds, allowing companies to borrow money up to a predetermined limit and only pay interest on the amount used. This type of credit is ideal for managing cash flow, covering short-term expenses, or handling unexpected costs. Unlike a term loan, business access credit is revolving, meaning the available credit replenishes as repayments are made.

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SBA Loan

An SBA Loan is a loan backed by the U.S. Small Business Administration (SBA) designed to help small businesses secure financing with favorable terms. SBA loans typically offer lower interest rates, longer repayment periods, and more flexible eligibility criteria compared to traditional bank loans. They can be used for various purposes, including working capital, equipment purchase, or real estate. The SBA doesn't directly lend money but guarantees a portion of the loan, reducing the risk for lenders and making it easier for small businesses to access capital.

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Business Credit Access

Business Credit Access refers to the ability of a business to obtain credit or financing from financial institutions, such as banks or credit unions, to fund operations, growth, or other business needs. This can include lines of credit, loans, or credit cards, which allow businesses to borrow money and pay it back over time. Having access to business credit is essential for managing cash flow, purchasing inventory, and investing in expansion. It can be based on the business’s creditworthiness, financial history, and collateral.

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Equipment Credit

Equipment Credit is a type of financing that allows businesses to borrow funds specifically for purchasing equipment or machinery. It can come in the form of a loan or line of credit, with the equipment itself often serving as collateral. This type of credit helps businesses manage the cost of acquiring essential equipment without having to pay upfront. Repayment terms are typically flexible, and interest rates can vary depending on the lender and the business's financial profile. Equipment credit is ideal for businesses that need to invest in machinery, tools, or technology to operate and grow.

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Invoice Financing

Invoice Financing is a funding option where businesses use their outstanding invoices as collateral to secure short-term loans or lines of credit. It helps businesses access immediate cash flow by allowing them to borrow against unpaid invoices rather than waiting for customers to pay. There are two main types: Invoice Factoring, where the lender takes control of collecting payments, and Invoice Discounting, where the business retains control over collections. Invoice financing is useful for businesses that need quick access to capital to cover operational costs or seize growth opportunities without waiting for customer payments.

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Unlock Your Potential with Loans

Like all small businesses, CapRock Financing was founded on passion, persistence and imagination. We love entrepreneurs and want to see them prosper in an economy that favors big corporations.

CapRock Financing focuses on long term partnerships with our clients. With our financial resources and technology, we strive to empower business owners to make the best financial decisions and grow their businesses.

CapRock Financing Loan

Where to Start

Unlock the Lowest Prices

Unlock the Lowest Prices and Enjoy Unbeatable Savings on All Your Purchases, Every Time.

Connect with a Loan Advisor

Connect with a Loan Advisor to receive personalized guidance and explore the best loan options for your needs.

Easy Loan
Calculator

Use our Easy Loan Calculator to estimate your monthly payments, interest rates, and loan terms, helping you plan your finances.

Eligibility Assessment
Tool

Quickly assess your eligibility for loans or services with our easy tool and get instant results, tailored to your needs.

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Quick Connect simplifies the process of building connections, ensuring fast, seamless communication. Experience instant results and enhanced efficiency, helping you achieve your goals with ease and stay ahead in a fast-paced world.

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Effortless Financing for Your Business

Flexible Term Loans

Revolving Credit Lines

Fast Business Advances

Equipment Financing Solutions

SBA Loan

Invoice Financing

CapRock Financing How it Works

Apply in minutes

Compare lending options

Choose your best-fit loan

Grow your business

Business Capital Loan

Unlock Your Potential with Loans

CapRock Financing Loan

Where to Start

Unlock the Lowest Prices

Connect with a Loan Advisor

Easy Loan Calculator

Eligibility Assessment Tool

Connect fast, achieve more.

Flexible Term
Loans

Revolving Credit
Lines

Fast Business
Advances

SBA
Loan

Invoice
Financing

CapRock Financing
How it Works

Apply
in minutes

Compare
lending options

Choose
your best-fit loan

Grow
your business

Easy Loan
Calculator

Eligibility Assessment
Tool